File Travel Insurance Claim | Easy Ways to File Travel Insurance Claim

Insurance

Each travel insurance provider may have slightly different procedures. There may also be some variations in the documentation required. When you purchase the policy, make sure to read the travel insurance claim process on their website. In this blog, we tell you how to correctly file a travel insurance claim. 

However, here is a standard procedure for making an online travel insurance claim:

File Travel Insurance Claim

Notify your insurance company

Make a note of your insurance provider’s helpline number before departing on your vacation. Some insurers also provide a separate helpline for medical emergencies that occur outside of the country. Whatever the situation, whether it’s a flight delay, a theft, or an accident, the first step is to notify your insurer. Call the helpline number and explain what happened.

They will be able to tell you whether or not the event is insured. If your policy includes such coverage, they will also be able to provide overseas assistance. Most importantly, they will be able to walk you through the process of filing a travel insurance claim with the necessary documentation. Before calling the helpline, keep your policy number and policyholder’s name handy. They will require it to verify your insurance policy. Also, write down the helpline number and keep it in your wallet. You don’t want to find yourself in a jam if your phone is stolen.

Collect all necessary documents

Depending on the circumstances, you may require a different set of documents to serve as proof. You can double-check the requirements on your insurer’s website.

Here are a few useful documents to keep on hand:

• Duplicate your passport and visa
• Itinerary for the trip
• Tickets and boarding pass
• Supporting documentation for flight delays, cancellations, and baggage loss
• Reservations for hotels
• Local police report in the event of an accident or theft
• Evidence of ownership for stolen items
• Medical bills and a doctor’s note
• Hospital bills as proof of expense
• In the event of death or disability, provide a police report (if applicable), medical reports, and a death certificate.

Keep a copy of every bill and receipt you receive from the moment you start planning your vacation. It’s always a good idea to keep a soft copy of all these documents on hand so they can be easily sourced and filed online.

File Travel Insurance Claim – Do submit your claim on time

You can file a claim for travel insurance online. Submitting your claim online is faster and easier than filling out the form and posting it yourself. Almost all insurers now have simple online claims forms available on their websites. Before you begin filing your claim, gather all of your documents. You can also contact the insurance helpline to ensure you have all of the necessary documents for your claim.

You can check the status of your claim online once it has been submitted. You can also specify how the claim will be credited to you if it is approved. The quickest way to receive your claim money is to have it deposited directly into the bank account associated with your policy.

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