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2 Credit Cards found
The Platinum Card®

Card Type

Charge Card

Annual Card Fee

S$1,712 (inclusive of GST)

Supplementary Cards

S$160.50 each (inclusive of GST)

First 2 Supplementary Cards fee permanently waived.

The American Express® Platinum Reserve Credit Card

Card Type

Credit Card

Annual Card Fee

S$535 (inclusive of GST)

How to Choose Your Credit Card?

Choose a credit card that fits your expenses

Consider your existing way of life and spending patterns. What are your most expensive purchases? For example, if you're a true gourmet lover who enjoys trying out new restaurants in town, it makes sense to acquire a card that offers rewards points for dining out as well as practical bonuses like 1-for-1 buffet discounts.

Plan how to use your credit card privileges

Credit cards come with a bunch of benefits, so consider which ones you will actually use. Do you want to earn air miles and use them to pay for your upcoming vacation? Plan it carefully and you're good to go!

Know the Terms and Conditions Carefully

Once you decide on which credit card to apply for, it's time to delve deeper into the details of the rewards or air miles programs. Carefully check the terms and conditions such as expiry dates, exclusions, minimum expenditure, credit limit, and so on.

How Does a Credit Card Help You?

A credit card is essentially a means of borrowing money from a bank in order to make purchases.

Unlike a bank loan, a credit card "loans" money in smaller sums and for a shorter period of time, with the bank expecting you to pay it back monthly (or be subject to unpleasant penalties and interest fees). MasterCard, VISA, and American Express are the most widely used payment networks.

New to Cashback Credit Cards? How Do Cashback Credit Cards Help?

A cashback credit card, as opposed to other credit cards, rewards you with a cash rebate rather than reward points or air miles. This amount is deposited to your account, thereby offering you a credit card bill discount.

Miles, Rewards, or Online Shopping Cards?

Can’t make up your mind on what type of credit card to use for online shopping? It all depends on how you prefer to be rewarded and how much money you spend.

Cashback credit cards, in general, are better for regular, consistent expenditure, such as groceries, gas, and bills. This is due to the fact that they either have a minimum spending requirement, a cashback cap, or both. Rewards cards, on the other hand, can be used in a variety of ways.

There is no minimum spending limit, and once you have acquired enough rewards points, you may exchange them for miles or vouchers. However, most rewards cards have a monthly spending limit of S$1,000, making them unsuitable for heavy spenders. Air miles cards typically have lower earn rates than rewards cards.