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HSBC Mortgage Loan | Green Mortgage

HSBC mortgage loan
loans in Singapore
Mortgage Loans

HSBC Mortgage Loan

Green Mortgage

Features

  • Jade

  • Premier

  • Personal Banking

Compounded SORA pegged packages

HSBC Mortgage Loan for Compounded SORA pegged packages

There are three segments - Jade, Premier, and Personal Banking.

Lock in Period - 2 years/ BUC (no lock in)

SmartMortgage Feature - Option of SmartMortgage for Housing Loan

Early Repayment Fees within Lock-in Period

  • Full Redemption - 50% waiver of early repayment fee subject to evidence that it is due to sale of property
  • Partial redemption – 1.5% is applicable if the loan outstanding after partial repayment is less than 70% of the original loan amount (stated in LO, round up to the nearest S$10k)

One-time Free Conversion Benefit

 Evergreen Free Conversion Benefit for Green Mortgage only>

  • Exercisable any time for completed properties not under DPS and New Acquisition
  • For completed properties under DPS and repricing cases, conversion benefit is exercisable after lock-in period
  • Exercisable within 6 months from TOP for BUC

 Evergreen Free Conversion Benefit for Green Mortgage only>

  • For subsequent repricing, conversion benefit will be evergreen and exercisable any time after the applicable lock-in period of the prevailing home loan package that customer convert/ re-price to

Min loan size S$

1.5mil

800k

200k

200k

Y1

3M Comp SORA + 0.75%

3M Comp SORA + 0.80%

3M Comp SORA + 0.85%

3M Comp SORA + 0.75%

Y2

3M Comp SORA + 0.75%

3M Comp SORA + 0.80%

3M Comp SORA + 0.85%

3M Comp SORA + 0.75%

Y3

3M Comp SORA + 1.35%

3M Comp SORA + 1.35%

3M Comp SORA + 1.35%

3M Comp SORA + 1.30%

T/A

3M Comp SORA + 1.35%

3M Comp SORA + 1.35%

3M Comp SORA + 1.35%

3M Comp SORA + 1.30%

Cancellation Fees

1.50% (Completed Property) / 0.75% (BUC)