HSBC Personal Loan

Features

• HSBC Personal Loan Reviews 2021

• Flat interest rate from 3.7% - 4.8% p.a.

• Effective interest rate (EIR) from as low as 7% - 9% p.a.

• Fixed monthly repayment with the choice of 1 - 7 years tenure, with one of the longest loan tenures available in Singapore at 7 years

• Applied Interest Rate (net processing fee) is calculated on the loan amount by a reducing balance method

• Ideal for lump-sum one time borrowing needs

• HSBC's online exclusive promotional rates are very competitive.

• Best for applicants with annual income of at least S$80,000, and are keen on at least a 3 years loan.

• One of the lowest minimum annual income requirements for personal loans for foreigners at S$40,000

• Enjoy S$108 cashback and $0 processing fee as a sign up gift