Calling the US health system complicated is an understatement. Billions of dollars are spent on it each year by both the government and individuals, yet it still seems to be a headache for many locals and expats that live in the country. Additionally, the laws regulating the system are in a constant state of change which adds to the general feeling of confusion. However, we aim to clarify most uncertainties by introducing you to the healthcare and health insurance system in the US in this section. To start off, public healthcare does exist in the US but it is not universal. That is why having private health insurance is vital if you wish to avoid high medical bills. The good news is that most employers do cover health insurance bills for their employees. Still, the plans they provide are not always sufficient, so you might need to pay for additional coverage. There are also pros and cons further down the line. For example, your health insurance provider will help you find a doctor, but also will limit the choice of professionals you can see. Giving birth in the US is likely to be a good experience with professional medical staff attending to all your needs; however, the price of this luxury can make one go bankrupt. Learn to navigate your way through the most expensive healthcare system in the world with the help of our guide’s healthcare section.