Best Travel Insurance Plans | Secure Your Travel Plans | Singapore

Insurance | Travel Insurance

To have the perfect strategy for a holiday gone bad, look beyond airport delays, misplaced phones, and premium expenses. It can be difficult to get the finest travel insurance. As a result, most of us will either choose the lowest option available (which may provide insufficient coverage) or continue with a certain insurer out of habit. However, keep in mind that each person has different travel demands and tastes, which necessitates a bit more research into the best type of travel insurance. We tell you about the top 5 travel insurance plans in Singapore. 

As a result, we compiled this list of the best plans in each category, plan type, and benefit. With the research done for you, you can just click to buy and go.

Related – Travel Insurance Singapore

Best Travel Insurance Plans in Singapore

FWD Travel Insurance: Single Trip Plan on a Budget

Since disrupting the travel insurance market with digital claims, FWD has been known for the simplicity of its claims and application—all with a tap of your smartphone. But it also has a lot of value to provide for the amount you’re paying. You may be getting a standard S$200,000 in overseas medical coverage and personal accident, up to S$300 in flight delays, and up to S$300 per item of lost belongings for the basic plan coverage (Premium), but keep in mind that you’re paying a lower premium (FWD offers regular discounts to boot) for this compared to other insurer’s travel insurance offerings.

All FWD travel insurance tiers include unlimited medical evacuation and emergency repatriation. This is a good option for people who wish to save money on long-distance travel or for those considering a quick weekend break.

Singlife Travel Insurance is the best option for safeguarding your miles and flight redemptions

You carefully accrue miles, which you subsequently use to claim a free flight to your dream vacation. When you are forced to cancel or postpone your flight due to unforeseen circumstances, your dream turns into a nightmare. But, unlike most other travel insurance products, Singlife can assist you in reclaiming your redeemed miles. When you file your claim and it is determined that your miles are irrecoverable, you will be reimbursed for the cost of the airline ticket.

Another notable feature is that the plan provides a trip cancellation compensation of S$5,000 for any reason, provided you have acquired either the Plus or Prestige plan.

Who should get this?

Credit card users who are die-hard miles collectors

Allianz Travel Insurance: The best option for comprehensive medical coverage

It’s difficult to find an insurance plan that can compete with Allianz’s for the greatest international medical coverage. You might acquire S$400,000 in coverage just by purchasing the most basic tiered bronze plan. Even if you swallow anything contaminated or find yourself in the wrong place at the wrong time, you may be confident that the benefit amount will see you through. Allianz’s travel insurance also includes terrorist coverage, which starts at S$35,000 for the bronze plan and goes up to S$35,000 for the silver plan.

By upgrading to the gold tier, you will gain access to unlimited overseas medical coverage.

Who is this for?

Somewhat prince-insensitive travelers who don’t mind spending a little more for a better experience.

MSIG TravelEasy Pre-Ex: Provides coverage for pre-existing conditions as well as sports/adventures

If you’re like most of us, you don’t read the policy document from beginning to end. However, if you do, you will discover that most policies do not cover claims arising from pre-existing medical issues. What exactly does that imply?

It means that if you have to postpone your trip due to a severe asthma attack, your claim would most likely be denied. Eczema, hypertension, and diabetes are all common pre-existing illnesses. If you have a pre-existing ailment, it is best to purchase MSIG’s Pre-Ex travel insurance plan to ensure that you are sufficiently covered. If you cancel, postpone, shorten, or disrupt your vacation owing to a suspected flare-up, MSIG does not charge a co-payment.

AXA SmartTraveller: Excellent coverage for airline delays, baggage, and personal items

Flight delays, baggage mishaps, and personal belongings loss are among the most typical annoyances for travellers. Don’t let them derail your travel plans now that you’re aware of this; AXA’s SmartTraveller policy provides some of the largest coverage levels for these situations, with up to S$1,000 for airline delays, up to S$5,000 for loss or damage to possessions, and up to S$1,200 for luggage delays.

With the pandemic period affecting the way we travel, being prepared for the bug would now require having some type of coverage. AXA SmartTraveller provides a quarantine allowance of up to S$350 for infectious disease quarantine (for outside of Singapore).

Who should buy it?

Travelers who frequently engage in adrenaline-pumping activities. This is also appropriate in the current climate.

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