MSIG TravelEasy Travel Insurance | Top Travel Insurance in Singapore

Insurance | Travel Insurance

MSIG travel insurance is one of Singapore’s most popular brands, second only to NTUC (amazing!). This is most likely due to MSIG’s previous role as the provider of DBS travel insurance. Let’s take a look at whether MSIG TravelEasy Travel Insurance is a good investment.

Promotions for MSIG travel insurance

Though the published costs of MSIG TravelEasy travel insurance plans appear to be somewhat high at first sight, there is almost always a deal to maintain their prices reasonably, such as the present 40% off single trip plans. That means an MSIG TravelEasy Standard plan for a week in ASEAN would only cost $34.20. That’s a great deal.

What is covered by MSIG travel insurance?

MSIG’s travel insurance coverage is adequate in general. The Standard plan has a slightly lower emergency evacuation coverage limit and a lesser compensation for baggage delays than the Standard plan, but these aren’t dealbreakers. But it’s worth noting that the lowest Standard plan has limited coverage if you’re planning anything more than a leisurely city visit. It excludes most outdoor activities, including simple ones like skiing and scuba diving.

As a result, you may wish to choose an Elite (or perhaps Premier) plan for greater and wider coverage. These higher-tier programs cover a wide range of outdoor activities, including the most popular. The Elite and Premier plan additionally covers the loss of wedding-related items (ideal for photoshoots or destination weddings) as well as entertainment/sports tickets (so get this if you plan to go to a festival or watch a major football match).

Another disadvantage of MSIG’s travel insurance policy is the limited coverage provided by its COVID-19 extension. Its reimbursement of $65,000 for abroad medical expenditures owing to COVID-19 falls short of other insurance that gives claims of $100,000 or more. It also won’t help you much if you experience travel difficulties as a result of the epidemic.

Procedure for filing a claim with MSIG travel insurance

Call the MSIG emergency assistance hotline at +65 6323 8288 in an emergency.

Phone claims: Call MSIG’s Claims Hotline at +65 6827 7660 for non-emergency yet urgent claim requests. To address your issue, a claims officer will contact you.

Online claims: Submit your claim and supporting documentation using the online form (accessible from MSIG’s travel insurance claims page). You can also download it and email it to MSIG at [email protected].

Hard copy claims can be submitted in person or mailed to MSIG, 4 Shenton Way, #21-01 SGX Centre 2, Singapore 068807.

Things to keep in mind: Before filing a claim, see MSIG’s travel insurance claims website for instructions and a handy checklist of essential papers.

Should you purchase MSIG TravelEasy travel insurance?

MSIG travel insurance is extremely affordable following hefty promotional reductions, even if you only look at its cheapest Standard plan. MSIG’s degree of help and clarity is very reassuring. MSIG appears to be well-versed in its field. The disadvantage is that MSIG has limited the Standard plan in comparison to the Elite and Premier plans. When you compare their coverage, you’ll be tempted to upgrade. It’s similar to how budget airlines force you to add a package to your basic-ass plane ticket.

Another consideration is that their COVID-19 extension is not the most complete in terms of coverage. However, if you’re vaccinated and in good health and are purchasing from MSIG, it’s worth paying a little more for Elite if you’re participating in outdoor activities, a wedding shoot, or attending a music or sports event in another country. You also get larger coverage limits as a bonus.

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