HSBC Fixed Rate Packages | HSBC Mortgage Loans

Fixed-Rate Packages

Package

2-Year Fixed Rate

3-Year Fixed Rate

Segment

Jade

Premier

Personal Banking

Green Mortgage

Jade

Premier

Personal Banking

Min loan size S$

1.5mil

800k

200k

200k

1.5mil

800k

200k

Y1

1.20% (F)

1.25% (F)

1.35% (F)

1.20% (F)

1.45% (F)

1.50% (F)

1.60% (F)

Y2

1.20% (F)

1.25% (F)

1.35% (F)

1.20% (F)

1.45% (F)

1.50% (F)

1.60% (F)

Y3

1M Comp SORA + 1.60%

1M Comp SORA + 1.60%

1M Comp SORA + 1.60%

1M Comp SORA + 1.55%

1.45% (F)

1.50% (F)

1.60% (F)

T/A

1M Comp SORA + 1.60%

1M Comp SORA + 1.60%

1M Comp SORA + 1.60%

1M Comp SORA + 1.55%

1M Comp SORA + 1.60%

1M Comp SORA + 1.60%

1M Comp SORA + 1.60%

Cancellation Fees

1.50%

Early Repayment Fees within Lock-in Period

Early prepayment fee of 1.50% applies to both partial or full repayment during the lock-in period

One-time Free Conversion Benefit

< Evergreen Free Conversion Benefit for Green Mortgage only>

Conversion benefit is exercisable after the lock-in period

< Evergreen Free Conversion Benefit for Green Mortgage only>
• For subsequent repricing, conversion benefit will be evergreen and exercisable any time after the applicable lock-in period of the prevailing home loan package that customer convert/ re-price to