KrisFlyer UOB Credit Card | KrisFlyer AirMiles Card Singapore

Credit Cards

The KrisFlyer UOB Card is the finest new credit card for miles in Singapore. Want to collect Airmiles and fly cheap on your next flight? In this blog, we discuss the KrisFlyer UOB Credit Card in Singapore. 

Earn KrisFlyer miles without converting them

Who doesn’t despise tedious administrative procedures like tracking when their UNI$ expire and changing them into miles? Not to mention the $25 price each time? Prior to the KrisFlyer UOB credit card, the only option to obtain miles credited directly to your KrisFlyer account was via the Amex KrisFlyer card or (its bigger sister) the Amex KrisFlyer Ascend card. 

How Does it Work?

The KrisFlyer UOB credit card functions similarly to the American Express cards. Simply connect it to your KrisFlyer account, and your miles will be credited at the end of each calendar month. As a result, the UOB card is an excellent new choice for consumers who want this hassle-free manner of collecting miles.  But find American Express cards too limited. (The KrisFlyer UOB credit card is a Mastercard, which is a more generally accepted payment method.)

KrisFlyer Cons

However, all of this convenience does not come without drawbacks. KrisFlyer miles have a three-year expiration date, therefore you must utilize them before then. In contrast, if you acquire bank points, the 3-year period begins only when you convert your points to miles. Earning KrisFlyer miles directly also means you can’t transfer them to another program like Asia Miles or use them for coupons. But if you’re a die-hard Singapore Airlines fan, this shouldn’t be an issue.

KrisFlyer UOB vs. Amex KrisFlyer: Both cards allow you to earn KrisFlyer miles directly, so this is a tie.

Everyday spending earns you a high $1 = 3-mile reward

The real reason to get the KrisFlyer UOB credit card is the insanely good $1 = 3 mile earn rate (given for blocks of $5) on practically all of your daily spending. The standard earning rate is $1 = 1.2 miles, but the following categories earn 3 miles instead.

Dining establishments include “eating places and restaurants, pubs, and fast-food restaurants.” Food delivery is included (GrabFood, Deliveroo, Foodpanda, WhyQ). “Fashion websites that sell clothes, shoes, jewellery, accessories, and bags as their primary commercial activity.” Online booking sites include Agoda, Airbnb, Booking.com, Expedia, Hotels.com, Kaligo, Traveloka, Trip.com, and UOB. Travel- Local public buses and MRTs, taxis, Grab, and Gojek are all options for transportation.

The KrisFlyer UOB credit card is a combination of low-income requirements + good miles earn rate + a wide variety of categories + the option to earn KrisFlyer miles directly (which none of the others have).

UOB KrisFlyer vs. Amex KrisFlyer: In apparent reprisal for UOB, Amex now allows users to earn 3.1 miles for $1 spent on Grab transactions. Not only is it a plebeian spending category, but it is also capped at an insane $200 each month. As a result, the KrisFlyer UOB credit card triumphs.

However, there is a catch: you must wait at least a year

Before you get too carried away calculating how many miles you may earn for your money, I must warn you that it’s not all sunshine and roses here. First, the bonus miles for dining, shopping, and transportation will be credited only if the following conditions are met: In order to qualify, you must spend at least $500 on Singapore Airlines, Scoot, or KrisShop in a calendar year.

Obviously, spending on Singapore Airlines earns you additional miles

To avoid stating the obvious, the KrisFlyer UOB credit card earns miles quicker ($1 = 3 miles) when you buy tickets directly from Singapore Airlines, SilkAir, Scoot, or shop on KrisShop.
KrisFlyer UOB card vs. American Express KrisFlyer: There is no such restriction with the Amex KrisFlyer cards, so if you’re not interested in the complicated business of paying for flights in order to receive free flights (as some air miles purists are! ), stick with Amex.

Although it is not ideal for one-time expenses, the KrisFlyer UOB credit card is unquestionably one of the best miles cards to use if you want to earn miles on everyday purchases. Unfortunately, with this type of investment, you will only earn the standard base rate of $1 = 1.2 miles, which is only average.
UOB KrisFlyer vs. Amex KrisFlyer: If you’re expecting $10,000 or $20,000 in expenses soon, choose the Amex KrisFlyer or KrisFlyer Ascend credit card because their sign-up benefits are far more than those of the KrisFlyer UOB credit card.

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