Best Reward Credit Cards in Singapore | Compare & Apply for Credit Cards

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Best Rewards Credit Cards for Cashback

You can enjoy cash backs as rewards with these credit cards:

• • UOB One Card: Best Flat Rebate Rate: Up to 5% rebate on all spend, S$300/quarter.
  • Maybank Family & Friends MasterCard: Top Rebates in SG & MY: Best for rebates in SG & MY w/ S$500 min. spend.
  • Citi Cash Back Card: Cashback for Global Food & Transport: Up to 8% rebate on global dining, groceries & petrol.
  • POSB Everyday Card: Rebates on Essentials + SimplyGo/ABT: Promotional rebates of up to 15% in key spend categories.

Best Rewards Credit Cards for Air Miles

Frequent travellers can enjoy top rates as well as attractive perks with the following cards:

• • DBS Altitude Visa: Affordable Luxury Perks: Free lounge access & golf privileges, fee waiver.
  • Citi PremierMiles Visa Card: Annual Bonus Miles + Lounge Access and you earn 2mi/S$1 overseas, 2 free lounge visits per year.
  • KrisFlyer UOB Credit Card: Top Miles for Young SIA Loyalists and boosted everyday miles w/ SIA perks & privileges.
  • American Express Singapore Airlines KrisFlyer Card: Option for Frequent SIA Flyers: Earn rewards for SIA spend, no transfer fees or processing times.
  • UOB PRVI Miles American Express Card: Rapid Miles Accumulation and up to 20k bonus miles & fee waiver w/ S$50k annual spend.

Higher Spenders

If your monthly spending is high, these credit cards are for you:

• • Citi Cash Back+ Card: Top Limitless Rebate Rate and Top unlimited flat cashback rate of 1.6%
  • Standard Chartered Unlimited Cashback Card: Unlimited Rebates, Transport Perks and 1.5% unlimited cashback w/ no min. spend requirement.
  • American Express True Cashback: Unlimited Cashback + Wedding Perks and 1.5% unlimited cash back, boosted to 3% for 1st six month.
  • Maybank FC Barcelona Visa Signature: Unlimited Local Cashback and 1.6% unlimited local cashback, fee waiver w/ S$10k annual spend.
  • HSBC Advance: Best for Affluent Advance Customers and up to 3.5% flat cash back, lofty S$125/month rewards cap.
  • Citi Prestige MasterCard: Luxury Travel Perks: Unlimited lounge access, free travel insurance & bonus hotel nights.
  • Standard Chartered Visa Infinite X: Best Sign-on Bonus for Affluent Travellers and you can receive S$6,000 cash reward for investing w/ SC Bank.
  • OCBC Voyage: Flexible Earning & Luxury Perks: Boosted miles rewards for local dining spend.

Best No-Fee Rewards Credit Cards

The following credit cards have no annual fee or come with an easy fee-waiver:

• • OCBC 365 Card: No-Fee Rebates on Essentials and up to 6% rebate on dining, groceries, transport & more.
  • Maybank Horizon Visa Signature: Best Miles for Local Spend and Market-leading 3.2 mi/S$1 local dining & transport spend.

Best Rewards Credit Cards for Online & Mobile Pay

Modern online shoppers and those who prefer contactless pay can maximize earnings with these credit cards:

• • HSBC Revolution: No-Fee Miles for Social & Online Spend: • Up to 2mi/S$1 spend on online insurance & bill-pay.
  • DBS Live Fresh: Easy Rebates for Modern Spenders: Up to 2mi/S$1 spend on online insurance & bill-pay.