Citi PremierMiles Card Review | Air Miles Credit Cards Singapore 2022

Credit Cards

The Citi PremierMiles Card has been in the spotlight for a long time: it’s one of the most popular Citibank credit cards, and it was formerly considered the greatest miles credit card in Singapore. In this blog, we give you a Citi PremierMiles Card Review. 

Why Should You Get this Credit Card?

The Citi PremierMiles Card offers one of the best sign-up bonuses anywhere. Earning miles on an air miles credit card takes an excruciatingly long time, and one method to get around this is to apply for a credit card with a large sign-up bonus, which will give you a significant boost in your points.

Citi PremierMiles Card Review

Important Citi PremierMiles Card Details:

• The annual fee for the Citi PremierMiles Card is $192.60.
• Supplementary Annual Charge is complimentary 
• An interest-free period of 25 days is provided as a courtesy.
• Annual interest rate: 26.90%
• Late payment penalty of $100
• The minimum monthly payback is 1% of the loan amount, or $50, whichever is greater.

The Citi PremierMiles Card’s Operation

The Citi PremierMiles Card is a great choice for air miles because of its massive welcome bonus of 45,000 miles after spending $9,000 in three months. Aside from welcome bonuses, the Citi PremierMiles Card’s usual mile accrual rate is $1 = 1.2 Citi Miles (local spend) and $1 = 2 Citi Miles (international spend) (foreign currency spend). Also, Citi Miles never expire, so you can use them even if you aren’t travelling as regularly as you used to.

Who is the Citi PremierMiles Card intended for? (Citi PremierMiles Card Review)

The Citi PremierMiles Card is ideal for making large purchases and booking flights. Both the abroad and domestic earn rates fall short of its main competition, the UOB PRVI Miles Card ($1 = 2.4 miles for foreign currency spend and $1 = 1.4 miles for domestic spend, no minimum). However, because of current travel specials and bonus earn rates, you may get a lot of mileage out of the Citi PremierMiles Card if you make the majority (if not all) of your bookings through travel aggregators Agoda and Kaligo.

The Citi PremierMiles Card also includes Priority Pass membership for the Principal cardmember alone (on application, 2x airport lounge visits per year) and complimentary travel insurance coverage of up to $1,000,000.

Citi PremierMiles Card Alternatives

The Citi PremierMiles has lower earning rates than its major competition, the UOB PRVI Miles Card. Let’s compare it to other credit cards on the market:

UOB PRVI Miles Card — Earns significantly more miles than the Citi PremierMiles, at $1 = 1.4 miles (local) and 2.4 miles (international), making it a better credit card for day-to-day use. It also has a lucrative trip booking incentive where $1 equals up to 6 miles (Agoda, Expedia, UOB Travel).

Overall, the Citi PremierMiles Visa Card offers a reasonable, no-strings-attached introductory bonus, but that’s about it. Its primary spend category for bonus miles is travel booking sites.

Home Loan | Education Loan | Personal Loan | Car Loan | Travel Insurance | Lifestyle | Real Estate | Career