Credit Cards for Pregnancy | Top Four Credit Cards | Singapore
Credit Cards
by Priyadarshini
26 February 2021
Planning a family is a big step in your life and you would in all likelihood be prepared to afford it financially. So, what after you got to know that you are pregnant? Apart from the fact that it is a reason to celebrate you should also prepare for the massive expenses that are coming your way! Want to know how to tackle the money matter for your pregnancy? We tell you about the credit cards for pregnancy in Singapore that can make your life a lot easier. Read on to know more.
Mostly the expenses during the process will be for medical reasons and for the things you need to buy for your baby. Plan your expenses well in advance and calculate the mandatory costs that have to incur. One good idea is to sign for credit cards to get certain benefits that will be helpful. For instance, cashback, rewards, discounts, air miles, etc. Pregnancy guarantees that you will have to shell out a lot of money.
Since you are going to spend so much then why not earn some rewards, cashback, and discounts? A trick is to sign for the credit cards just in time when you need to make a certain expense and give them up later. Also, you can look for the current promotional offers in the market. Who knows you may score a great deal!
Amex True Cashback Card
Sign up for the AMEX True Cashback card and you will get a 3% cashback. This is for expenses up to $5,000 you spend during the first 6 months of the pregnancy. Post the 6th month, you will get a cashback of 1.5% on all of your expenses. There is no minimum spend amount required and no cap on cashback limit as well. So, hurry! This is one of the best credit cards for pregnancy in Singapore.
Citi Rewards Card
Need air miles? Sign up for the Citi Rewards cards. This credit card offers 10x rewards or 4 air miles for shopping. You can buy all the stuff you need for the baby from online stores, or departmental stores or any other retails stores. And you will be in for 10x rewards for shopping.
POSB Everyday Card
If you have a DBS Multiplier savings account, then this credit card is for you. You can earn bonus interest on your DBS savings account. There is no minimum spend amount and you also get a cashback of 1% on Starhub and electricity bills. Sign-up for this to take care of all your maternity expenses as it is a good credit card for pregnancy.
OCBC Frank
Get all your shopping online or offline with the OCBC Frank Card. This credit card is usually for youngsters who spend more on shopping but it can very well work for you as well. Just spend $400 per month on any of your expenditures like online shopping, other payments, top-ups, NETS falshpay and you get a 6% cashback. Moreover, you also get 5% cashback on entertainment like cafes, bars, cinemas, etc. So, you can enjoy your pregnancy!
