FWD Travel Insurance Details | FWD Travel Insurance Singapore

Insurance | Travel Insurance

Consider FWD’s travel insurance packages if you’re looking for dependable deals at the lowest possible price. FWD’s products are ideal for frugal travellers and those who already have comprehensive insurance coverage. In this blog, we review FWD travel insurance details in Singapore. 

FWD Travel Insurance is the market leader in terms of affordable single and annual trip travel insurance policies. FWD offers three types of travel insurance plans to accommodate varying levels of coverage for a wide range of travel destinations and trip lengths. Prices range from S$12 for a single trip to S$238 for a yearly worldwide travel plan.

Related – FWD Travel Insurance Singapore 

FWD Travel Insurance Details

COVID-19 coverage: COVID-19 coverage is now available as a supplement to their COVID-19 enhanced travel benefit. Due to COVID-19, you can get up to S$5000 for trip cancellation (within 30 days of departure) and up to S$200,000 for medical expenditures during or after your trip.

FWD SG app: Use the FWD SG app to receive cashless medical outpatient treatment in Singapore, as well as access to emergency support and your travel policy documentation. You can now pay your premiums using PayNow, Grabpay, and other convenient payment methods.

Car rental excess insurance is available as an add-on.

Insolvency protection: Use this benefit if your trip is forced to be cancelled before its scheduled departure date due to the insolvency of the travel agent, transportation provider, tour operator, and/or accommodation provider responsible for all or part of your trip.

Fraudulent personal credit card use: Claim this benefit if you incur unauthorized charges on your personal credit card(s) while traveling abroad.

Sports equipment protection: Sports Equipment Protector is an optional add-on. Get up to S$2,000 in coverage for sports equipment damage or theft, plus up to S$100 per day for rental replacements.

FWD First Plan

The FWD First Plan has the highest limit of the three plans, with payment of rental car excess capped at S$1,000 in the event of an accident, baggage delay benefits limit of S$900 (payable at S$150 for every six hours of baggage delay overseas and S$150 after six hours of baggage delay in Singapore), and personal accident coverage of up to S$400,000. The FWD First Plan is ideal for travellers looking for a low-cost option with a reasonable quantity of coverage.

FWD Business Plan

If you intend to drive and rent a vehicle for a road trip, FWD Business Plan covers rental car excess up to S$500 in the event of an accident. The benefit limit for baggage delay is S$600 (limited to S$150 for every six hours of baggage delay overseas and S$150 after six hours of baggage delay in Singapore). Personal accident coverage is available for up to S$300,000 in Singapore.

FWD Premium Package

FWD Premium Plan, with its near-unbeatable cheap pricing, is ideal for budget-conscious travelers. In terms of travel hassles, the FWD Premium Plan provides a benefit limit of up to S$150 for baggage delay (S$150 for every six hours of baggage delay overseas and S$150 for every six hours of baggage delay in Singapore). Personal accident coverage is available for up to S$200,000.

COVID-19 supplement coverage

Because COVID-19 hasn’t miraculously vanished from our life, acquiring COVID-19 coverage is vital to protect ourselves and our loved ones. From S$11.50, the COVID-19 enhanced travel benefit includes Single Trip Plans with travel periods of 90 days or fewer. This is also available for Annual Trip plans with trip lengths of up to 90 days.

With the COVID-19 add-on coverage, you can get up to S$200,000 in coverage for COVID-19-related medical expenditures incurred after and during your trip. If you require hospitalization, the plan additionally provides a S$100 per day reimbursement throughout your trip or up to 14 days after you return to Singapore.

In addition, you would be reimbursed up to S$5,000 for additional travel and accommodation costs if you were unable to complete your vacation (which begins in Singapore) because you were diagnosed with COVID-19 30 days before the trip began.

FWD Travel Insurance Details – Exclusions from policy

This policy’s exclusions include the following items:

Existing medical conditions (including mental, psychological, psychiatric disorders)
Traveling when medically unfit/against the advice of a medical practitioner/for the aim of seeking medical advice
Complications of childbirth/pregnancy
Sexually transmitted infections, the Human Immunodeficiency Virus (HIV), or HIV-related illnesses
There is no reward available for the loss of customer loyalty points used to pay for any portion of your vacation.
Traveling against the advice of regulatory authorities/to a war-torn nation Items confiscated/stolen by customs or other officials
Participation in sports for professional or financial gain
Claims that are covered by other insurance

Insurance | Credit Cards | Loans | Banking |