UOB PRVI Miles Card | Benefits of Miles Credit Card Singapore

Credit Cards

This is one of Singapore’s top air miles credit cards. In this blog, we tell you about the UOB PRVI Miles Card in Singapore. With high earn rates of $1 = 1.4 miles (local) and $1 = 2.4 miles (international) (overseas). This is even more impressive given the entry-level income requirement of $30,000. 

Terms and Conditions for the UOB PRVI Miles Credit Card

• The annual fee and waiver for the UOB PRVI Miles Credit Card are $256.80. (waived for 1 year)
• Annual charge in addition
• The first two supplement cards are free, with future cards costing $128.40.
• 21-day interest-free period
• Annual interest rate: 26.90%
• Late payment penalty of $100
• The minimum monthly payback is 3% of the loan amount, or $50, whichever is greater.

How to Use the Card?

The UOV PRVI Miles Card’s strongest suit is its generous miles conversion rate for both domestic and international expenditures. You get $1 = 1.4 miles on domestic spending. And it is much higher than the “market rate” of $1 = 1.2 miles offered by most entry-level miles cards. Also, $1 = 2.4 miles on international spending is noteworthy when compared to the standard $1 = 2 miles.

Expedia, Agoda, and UOB Travel offer a substantial bonus earn rate of $1 = 6 miles, rewarding you even more for making airline and hotel bookings online. It should be noted that the deal is limited to specific airlines and excludes low-cost carriers. One thing to keep in mind is that UOB miles expire after two years. That won’t be an issue if you’re convinced that you’ll be able to earn enough miles to fly somewhere reasonable within that time frame. This card is available in Visa, Mastercard, and American Express versions:

Other Advantages of the UOB PRVI Miles Card

Most air miles credit cards have some form of travel bonus. The UOB PRVI Miles Card, like many others on the market, provides free travel insurance when you charge your entire travel fare to the card. If you’re searching for travel incentives, try acquiring the American Express version of this card, which offers 20,000 loyalty miles every year with a minimum expenditure of S$50,000 and up to 8 complimentary airport transfers to Changi Airport per year, plus $100 in Grab rides if you’re new to UOB. The UOB PRVI Miles American Express Card also offers a hefty yearly loyalty bonus of 20,000 miles when you spend $50,000 or more in a calendar year.

Who is eligible to use this card?

Don’t be deceived by the low-income criterion, the UOB PRVI Miles Card is best suited to large spenders like business travellers. Families are also well-positioned to benefit from the high mileage conversion rate on local expenditures, as they are likely to spend a large amount of money each month on the kids, groceries, eating, and so on.

And if you thought travelling was expensive, wait till you’re the one who has to pay for everything as a family. With many plane tickets to buy and mouths to feed, the miles you earn abroad can rapidly build up.

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