Using Credit Cards Overseas | Best Credit Cards for Overseas Spending
Credit Cards
by Priyadarshini
4 March 2021
All of us want to take a trip abroad and enjoy a vacation with our loved ones. And assuming that you are saving every dime for that big trip for yours. We are here to make financing your holiday easy. Why burn a hole in your pocket for a trip abroad when you can better choices with credit cards? Not your usual credit cards, but the best credit cards for overseas expenses. Read this blog to find out more about using credit cards overseas.
Wondering that credit card allows you only cashback and discounts and other rewards? Yes, of course, these are the benefits that you get with credit cards. However, there is a dedicated credit card that you can use and reap the benefits of your trip overseas.
UOB Visa Signature Card
This credit card is great for air miles although it has many rewards. For every dollar you spend overseas you will get 4 air miles. And if that’s not enough, you should know that this offer is available throughout the lifetime of the UOB Visa Signature credit card.
The only point where you may be disappointed is that is you have to spend $1,000 on overseas expenses that month to earn the bonus miles. But Singaporeans are known for their extravagant travel expenses, so this doesn’t seem like an issue.
Amex True Cashback Card
Are you a travel buff? especially most of your trips revolve around western countries? Then this credit card is for you. Amex offers a 1.5% discount for your regular use and you will get a 3% cashback rebate for the first 6 months of your membership. The cashback can be up to $5000. Make sure you keep in mind that a 2.5% foreign currency fee will downgrade some of the rebates though. However, Amex is one credit card that is widely accepted across the globe. Amex True Cashback is best for using credit cards overseas.
Maybank Family & Friends Card
If you are a frequent traveller then this credit card is for you. You must remember this one from our list of best credit cards for raising families. However, this also is a must-have for those who frequently travel, especially to Johor.
You get a 5% discount on spending $500 and an 8% discount on spending $800. These discounts are valid across categories like restaurants, groceries, supermarkets, taxis, petrol pumps in both Singapore & Malaysia.
UOB YOLO Card
With this credit card, you can enjoy impromptu weekend getaways and live that YOLO moment. If you visit nearby destinations like Batam, KL, JB, and Bangkok you can get a discount of 3% on weekdays.
Additionally, for online bookings you make you get a 3% discount on them as well. It could be flight tickets, hotel bookings, etc. The minimum spend amount is $600 and it is even doable for those who travel on a budget. UOB YOLO is best for using credit cards overseas.
