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If you are a Singaporean relocating abroad for job or school, or an expat working in Singapore, FWD provides international health insurance. If you are a Singaporean, this overseas health insurance supplemented your Integrated Shield Plan (which provides local medical care) by providing medical coverage in the country of your choice.
If you are a Singaporean or Permanent Resident (PR) between the ages of 18 and 65, FWD offers Big 3 Critical Illness Insurance, which covers cancer, heart attack, and stroke - three of the most prevalent critical illnesses in Singapore. When you are diagnosed with cancer, a heart attack, or a stroke, you can file a claim to collect your guaranteed lump-sum compensation.
FWD's COVID-19 insurance provides 100 days of coverage against COVID-19 for S$28. You will also receive a S$100 daily Intensive Care Unit (ICU) payment for up to 14 days. You will also receive a S$800 lump-sum cash reimbursement following your hospitalization to aid with any follow-up outpatient treatments. In the event of death, your family will get a death benefit of S$50,000.
Why Do You Need Health Insurance?
While Singapore has a good grade of healthcare, it also expensive. As a result, it is strongly advised that you have a health insurance plan that permits you to use local healthcare facilities – and get compensated for them. If you do not have any corporate health insurance, you should consider obtaining supplemental local health insurance for your stay in Singapore.
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