Three Cashback Credit Cards | Unlimited Cashback | Singapore

Credit Cards

Credit cards have always been an attraction for many. Be it youngsters, or new jobbers, everyone wants to own a credit card. But have you ever wondered which is the best credit card? In Singapore, there are plenty of options to take up a credit card. But we bring to you the best credit cards that will help you reap excellent benefits. In this blog, we tell you about the three cashback credit cards in Singapore.

While choosing the right credit you should consider your lifestyle, your expenses, and which are the areas you spend the most on. Also, keep in mind the kind of rewards you would like for example, cashback or air miles.

Best Three Cashback Credit Cards in Singapore:

American Express True Cashback Card

Amex True Cashback is for all your big expenses. This credit card offers you a rebate of, 1.5% and has no minimum spend amount and no cap on the cashback limit. Perfect for all your big-ticket expenditures, unlimited cashback cards are definitely tempting.

So, if you are planning to get married, start a new life, have a baby, or renovate your home, unlimited cashback rewards will be your saviour. For a local, the minimum income must be $30,000 per year and for non-Singaporeans, it must be $60,000 per year. The annual rate of interest is 25.90% with a principal annual fee of $171.20.

Citi SMRT Card

If you are worried about the minimum spend amount then opt for the Citi SMRT Card. This credit has no-minimum spend criteria and will cover your day-to-day expenses like food, transport, groceries, etc. You will get cash rebates on online shopping as well. However, there is a cashback cap of $600 annually.

You get a cashback of 4.7% on fast food, groceries, and movies. Also, you will get an additional 2.7% on online shopping. If you are local, then your minimum yearly income must be $30,000. For non-Singaporeans annual income should be $42,000 to avail of this credit card. The annual principal fee is $193 with an annual rate of interest of 26.9%. It is and one of the best three cashback credit cards in Singapore.

Standard Chartered Unlimited Cashback Card

This credit card has plenty of lucrative sign-up promotions. So, make sure to check for them when you apply. Similar to the AMEX cashback card, the SC credit card also offers a 1.5% rebate. There are no-minimum spend amount and no cap on the cashback. You also get an instant sign-up bonus of $120. The annual rate of interest will be charged at 26.90% with a principal fee of $193 per year. Local Singaporeans will require a yearly income of $30,000. And for non-Singaporeans, the annual income should be $60,000.

Credit cards in Singapore