Amex Platinum Credit Card | Best Lifestyle Credit Card Singapore

Credit Cards

Some cards are intended to be used for mundane but necessary activities such as grocery shopping and MRT rides, while others are intended for the finer things in life.  In this blog, we tell you about the Amex Platinum Credit Card in Singapore.

It is, first and foremost, a fantastic dining credit card that offers up to 50% off at 50+ chic restaurants in Singapore, allowing you to wine and dine in style without breaking the bank. But that’s not all; this card also comes with lifestyle benefits such as fee-free golf, spa discounts, and free drinks at trendy bars.

What Does the Amex Platinum Credit Card Offer?

The Amex Platinum Card provides membership rewards points (2 points for every $1.60 spent locally or abroad). You can then exchange these points for miles at a conversion rate of 450 points = 250 miles, gift vouchers, or credit card bill credit. The card has no spending limit and does not charge you for converting your rewards into miles. It also has a hefty $321 annual fee. Furthermore, if you live a high life, you can get up to 50% off at swanky restaurants, 1-for-1 drinks at posh bars, and discounted spa treatments with the Amex Platinum Card.

Apply for the Amex Platinum Credit Card – click here

Minimum Income

The Amex Platinum Credit Card is not a credit card for beginners. One, the credit card has an annual income requirement of $80,000, which is higher than the usual $30,000 for entry-level credit cards. In addition, the card has a high annual fee of $321.

Dining Benefits

Because of its extensive dining privileges, the American Express Platinum card is well-known among foodies. The Amex Love Dining program offers cardholders up to 50% off at top-rated restaurants in Singapore. The majority of these restaurants are of a wide variety, with a few located in five-star hotels such as Fairmount Singapore, Regent Singapore, and Swissotel The Stamford Singapore, to name a few. To make a reservation, simply call the concierge number on the back of your card.

The card is ideal for date nights because groups of two diners qualify for the highest discount tier of 50%. Even if you’re dining with a larger group, the card can help you save a significant amount of money on your bill. You can also get discounts at restaurants all over the world through American Express Selects and the American Express Global Dining Programme, which are worth looking into now that travel is back in full swing.

Redemption of Rewards

It’s great that you can accumulate membership rewards points with every swipe of your card, but the big question is: What can you do with these points?

You can use your membership rewards points in three ways:

Convert your points to miles with any of its airline partners (Cathay Pacific, British Airways, China Airlines, Emirates, Eva Air, Malaysia Airlines, Qantas, Singapore Airlines, Thai Airways)
Offset purchases made with your American Express card
Gifts from the membership rewards catalog can be redeemed.
The Amex Membership Rewards Catalogue offers a variety of gifts. Vouchers from Cold Storage, CapitaLand, Best Denki, Mustafa Centre, OSIM, and Harvey Norman, among others, are included.

Should I apply for the Amex Platinum Credit Card?

The Amex Platinum Credit Card certainly brings something new to the table for jaded souls who want more than just the usual rebates from your credit card. It’s more of a lifestyle club than a credit card. And, unlike other credit cards that impose onerous spending requirements and terms and conditions, the American Express Platinum Credit Card is extremely simple to use.

Simply use it whenever you dine at a restaurant or anywhere else where you can get a big discount or freebie, and the rest of the time you can use your other dining cards as you please. There’s no need to be concerned about meeting minimum spending requirements, converting rewards points into miles, or anything else.

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