Cashback Credit Cards 2022 | Save Money with Credit Cards Singapore

Credit Cards

Credit cards can help you save money if you choose the correct one for your lifestyle and use them wisely. Looking for the best credit cards to save you the most money in the new year? This blog tells you about the best cashback credit cards 2022 in Singapore. Cashback credit cards with high cashback rewards are a good place to start. Not only is cashback the easiest to understand when compared to credit card rewards like miles and points, but it is also generally liked – anybody and everyone can appreciate receiving cash refunds.

You might potentially save a lot of money on purchases you would have made regardless if you use the correct cashback credit card. To help you out, we’ve compiled a list of the five most rewarding cashback credit cards you can rely on all year. Continue reading to find out which cashback credit card is best for you and your lifestyle!

Cashback Credit Cards 2022 in Singapore

Maybank Family and Friends Credit Card

With the Maybank Family & Friends Card, you may earn up to 8% cashback on five different types of purchases.

Grocery, Dining, and Food Delivery
Transportation, Data Communication, and Online TV Streaming Retail, and Pets
Fashion Entertainment on the Internet
Pharmacy and Health Care
To get the maximum 8% cashback on your specified expenditure categories, simply spend S$800 on your credit card on a monthly basis. You will receive an unlimited 0.3 percent cashback on any other purchases.

Aside from having the freedom to choose your own favourite spend categories that best suit your lifestyle, you’ll be happy to hear that the maximum cashback you may earn per calendar month is set at S$125 – each category can earn a maximum of S$25 per month.

Citi Cash Back Credit Card

The Citi Cash Back Card is popular for a reason: it allows you to earn 8% cashback on grocery purchases, both online and at major supermarkets, 8% return on gas purchases (up to 20.88% savings at Esso and Shell), and 6% money on eating at restaurants, cafés, fast food eateries, and caterers. This is true whether you are spending locally or internationally.

Simply aggregate your costs and spend a minimum of S$800 in the statement month to earn the 8% and 6% cashback. Other purchases will earn an infinite 0.25 percent cashback. Even though the Citi Cash Back Card has a monthly S$80 cashback cap, it’s comforting to know that you don’t have to spend an equal or nearly equal amount on each of these three bonus areas to maximize your savings because the S$80 cashback cap applies to all three bonus categories.

When you charge your travel tickets to this card, you will receive complimentary travel insurance coverage of up to S$1 million, as well as access to Citi World Privileges, which offers dining, lifestyle, travel, and shopping bargains in 95 countries.

The UOB One Card – Cashback Credit Cards 2022

The UOB One Card is a multipurpose reward credit card that allows you to earn up to 3.33 percent cash back on almost everything you buy. In addition, SimplyGo, Shopee, Grab, Dairy Farm International (e.g. Cold Storage, Giant, Marketplace, Jasons, Jasons Deli, CS Fresh, Guardian, 7-Eleven), and UOB Travel transactions will receive a 5% or 6.67% cash reward (i.e. up to a total of 10 percent ). The 3.33 percent cash rebate is earned if you spend S$2,000, S$1,000, or S$500 per statement month for each qualifying calendar quarter (i.e. S$200, S$100, or S$50 cash rebate per quarter).

If you qualify for the S$100 or S$50 quarterly cash rebate, you will receive an additional 5% rebate. If you are eligible for the S$200 quarterly cash rebate, you will receive an additional 6.67 percent rebate on eligible transactions. Keep in mind that the extra cash rebate you can earn on qualifying Shopee, Dairy Farm International, Grab, SimplyGo, and UOB Travel transactions is generously capped at S$100 per month! If you drive, make sure to pump at SPC because this card can save you up to 22.65 percent. That isn’t everything. As you use your UOB One Card, you can earn up to 2.5 percent p.a. interest on your UOB One savings account.

HSBC Visa Platinum Card

If you satisfy the minimum monthly spend of S$600 consecutively for a calendar quarter, you can receive 5% cashback on restaurants, groceries (including online groceries), and gasoline with the HSBC Visa Platinum Card. In addition, for every S$1 charged to your card, you will receive 1X reward points. Pumping at Caltex and Shell stations is a certain way to drive home happier, due to the (up to) 17 percent instant savings and 5 percent rebate on fuel spend.

Take note that the cashback on the HSBC Visa Platinum Card is limited to S$250 every calendar quarter. You can redeem your reward points for cash, credit, or miles. ENTERTAINER is free with HSBC access. With this free bonus, you can take advantage of a bevvy of 1-for-1 food, lifestyle, and lodging discounts all year long.

CIMB Visa Signature Card

Want a cashback credit card with no annual fees for life? Consider the CIMB Visa Signature Card. This card offers a 10% payback on online purchases, grocery, beauty/wellness, pet shops/veterinary services, and cruises, as well as an unlimited 0.2 percent cashback on all other purchases.

Simply aggregate your spending and spend a minimum of S$800 in the statement month to earn the 10% cashback, which is capped at S$100 every statement month and S$20 per category. If you have pets, frequently shop online, enjoy going to hairdressers, massage parlours, and spas, and regularly buy groceries, this credit card may be for you. It’s unusual to discover a credit card that offers cashback on veterinary services! You can also provide your family with the same card privileges at no additional cost; CIMB provides up to four free supplemental cards.

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