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POSB Everyday Card Review | Credit Cards in Singapore

Credit Cards | Singapore
by Priyadarshini 11 April 2023

The POSB Everyday Card appears to be a standard auntie card, but don’t be misled by its unassuming appearance. It’s actually one of the greatest cashback credit cards for Sheng Siong and Watson’s cash rebates. In this blog, read about the PoSB Everyday Card review. Read on to find out more. 

This is due to the fact that it is one of the few cashback credit cards with no minimum spend requirement. The cash rebates are shockingly good, and several categories don’t even have a cap. It is great for those who refuse to allow my credit card to control their monthly spending patterns. Let’s take a deeper look at the POSB Everyday Card to determine if it’s right for you.

The POSB Everyday Card Review Operation

The POSB Everyday Card’s has key bonus rebates for Sheng Siong and Redmart, where you can receive 5% and 8% cashback, respectively. Also, the card is one of the few credit cards that offer rewards on utility and telecommunications bills. Electricity retailer bills are also eligible! Sure, it’s only 1%, but it’s better than nothing, right? Furthermore, the cash rebates never expire. As a result, you can use them to offset purchases at over 200 partner businesses and through the DBS Lifestyle app.

Who is eligible to use the POSB Everyday Card?

Some credit cards are designed specifically for people who drive Aston Martins and consume black truffle lattes. Not with this card. The POSB Everyday Card is designed for ordinary Singaporeans who eat cai png rather than “protein bowls” from Saladstop or other such establishments.

In short, it’s perfect for frugal Singaporeans. Those who don’t mind doing their grocery shopping at Sheng Siong and Redmart. You get a great cashback rate of 5% to 8% on these everyday items with no obligation to buy. Furthermore, because there is no cashback cap for gasoline, it is ideal for individuals who spend a lot of money on gasoline, such as sales agents or those who need to drive around a lot for work. Get a 6% cash rebate on the total charge (after any other available discounts).

POSB Everyday Card Alternatives

This is not the only credit card aimed at Singaporeans on a tight budget. Not at all. Let’s see what else is available on the market that offers all-around cashback with modest minimum spending:


Citibank Cashback+ Mastercard – Another credit card with no minimum spending requirement! This is a simple credit card that offers a flat 1.6 percent return on most purchases, but it excludes utilities and telco bills.

Standard Chartered Unlimited Cashback Card – This card comes in second place to the Citi Cashback+ Mastercard since it is essentially the same, but with a cashback rate of 1.5 percent, o.1% less.

Moving to India from Singapore

Tags:
cashback credit cards
credit cards
interest rate
rewards
Singapore
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