Best Credit Cards for Millennials | Get the Best Credit Cards Rewards in Singapore

Credit Cards

In this blog, read about the best credit cards for millennials in Singapore. When used responsibly, credit cards can help you get the most reward for your buck. Millennials have distinct spending habits and tastes, and the best credit cards must reward these discerning credit card users for their purchases in categories such as shopping, dining out, travel, rides, groceries, and so on. Furthermore, they must not have overly complicated reward mechanics.

Related: Get the Best Credit Cards in Singapore

Best Credit Cards for Millennials in Singapore

Citi Cash Back+ Credit Card

Citi Cash Back+ is a simple credit card that offers unlimited cashback with no minimum spending requirement. This cashback credit card offers a slightly higher cashback rate of 1.6% on all eligible purchases charged to the card, compared to the 1.5% offered by the American Express True Cashback Card. New cardholders can expect to earn 4.5% cashback on the first S$5,000 spent within the first three months of card approval.

Standard Chartered Credit Card 

The Standard Chartered Unlimited Credit Card is the (almost) identical twin of the Citi Cash Back+ Card from another bank. It allows you to earn 1.5% cashback on all eligible purchases, with no minimum or maximum spend. So, how does it differ from the Citi Cash Back+ Card? Earning extra cashback with the Standard Chartered Unlimited Credit Card is more difficult. To earn up to 3% total cashback, you must deposit a significant amount into your Unlimited$aver account.

True Cashback Card from American Express

The American Express True Cashback Card is a no-brainer for those who want to earn easy cashback on everything they spend, including frequently excluded categories such as utilities and telco bills, healthcare, insurance premiums, and education fees. This card offers a flat 1.5% cashback on all eligible purchases and a 3% cashback on the first S$5,000 spent within six months of card approval.

If you frequently use Grab, consider following in Calista’s footsteps: Combine the American Express True Cashback Card and the GrabPay Card to maximize your rewards. To earn the 1.5% cashback, simply top up your GrabPay account with the American Express True Cashback Card. You can earn up to 6x GrabRewards points for every dollar spent when you use your GrabPay Card.

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